Making the Case for Loan Participations – The Economics of it All

Volunteer Corporate Credit Union and LoanStreet partner to outline the economic benefits of buying and selling loan participations, including the balance sheet and income diversification benefits and how you can maximize those benefits by partnering with LoanStreet Inc. (LoanStreet), a business partner of Volunteer Corporate Credit Union.

In general, a loan participation is an arrangement under which a lender (the originating credit union) originates a loan to a member and then sells some portion of that loan to one or more credit unions. The basic requirements governing loan participations by credit unions are set out in Section 701.22 of the NCUA Rules and Regulations.

This white paper makes the economic case for Loan Participations and how you can maximize those benefits by partnering with LoanStreet.