Participations Are the Key Enabling Tool for CU Loan Diversification

 
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Proactive Risk Management Using Participations

Even before Covid-19, risk management was receiving renewed focus at many institutions. While the general principles and goals of risk..
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Why the SBA Paycheck Protection Program will change business lending forever

Until this March, your typical small business owner could run their entire life from their smartphone.  The one exception: their business..
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Securitizations vs. Participations: Balance Sheet Flexibility vs. Leverage

The first credit union securitization recently closed in November 2019 (GTE Auto Receivables Trust 2019-1), undoubtedly catalyzed by the..
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Client Spotlight: Truliant's Loan Participation Program

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Client Spotlight: Workers Credit Union Achieves Liquidity Goals

  Workers Credit Union of Massachusetts ($1.7B) launched its loan participation program with LoanStreet Inc. in Q4 2018 to improve their..
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Leveling the Playing Field: Regulatory Changes and Booming CU Business Lending

Credit Union business lending is on the rise. Notably, as of Q3 2019, MBLs are 6.19% of total loans compared to 5.65% as of Q1 2018..
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4 Pieces to Solving the CECL Puzzle for Loan Participations

The new Current Expected Credit Loss standard is having a profound financial and operational impact on the way credit unions and other..
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The Truth (and Myths) About Buying Loan Participations

Buying loan participations enables credit unions to diversify their balance sheets, more profitably deploy excess liquidity, and increase..
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