Intelligence

Client Spotlight: Workers Credit Union Achieves Liquidity Goals

  Workers Credit Union of Massachusetts ($1.7B) launched its loan participation program with LoanStreet Inc. in Q4 2018 to improve their liquidity position. Get the full details here.

Leveling the Playing Field: Regulatory Changes and Booming CU Business Lending

Credit Union business lending is on the rise. Notably, as of Q3 2019, MBLs are 6.19% of total loans compared to 5.65% as of Q1 2018 according to NCUA. This growth is due to a few factors, not the least of which is a number of recent regulatory changes creating room for business lending growth to ...

4 Pieces to Solving the CECL Puzzle for Loan Participations

The new Current Expected Credit Loss standard is having a profound financial and operational impact on the way credit unions and other financial institutions collect data and analyze loan performance – and loan participations create an added wrinkle for compliance.

The Truth (and Myths) About Buying Loan Participations

Buying loan participations enables credit unions to diversify their balance sheets, more profitably deploy excess liquidity, and increase revenue. However, too many credit unions remain on the sidelines because they are uncertain if they will be able to correctly assess the credit risk or manage a ...

Debunking loan participation myths

This article was written by Ian Lampl, CEO of LoanStreet, for the Credit Union Journal. The original article was published on July 3, 2019.

Mitigating adverse selection: Leveraging advanced pricing strategies

This article was written by Ian Lampl, CEO of LoanStreet, for CUInsight. The original article was published on June 19, 2019.

Bank On It Podcast Featuring Ian Lampl of LoanStreet

Today, the Bank On It podcast airs its interview with LoanStreet CEO, Ian Lampl. Subscribe to the podcast on iTunes, Google Play, Stitcher, Spotify and iHeartRadio. Every week the show host, John Siracusa, talks with impressive fintech leaders and entrepreneurs, through conversation that uncovers ...

No Minimums: The New Rule for Loan Participations

This article was written by Ian Lampl, CEO of LoanStreet, for CUInsight. The original article was published on March 21, 2019.